How Can I Get a Bank of America Cash Withdrawal Credit Card in the United States

Welcome to another informative article by MIF, this time we will be talking about the Bank of America Cash Withdrawal Credit Card. You are in the right place if you live in the United States and are seeking a bank of America credit card that can be used for cash withdrawal. 

There are a lot of people who have already spent all of their savings and now don’t have enough money to withdraw money, so bank of America credit cards can provide emergency credit to withdraw money.

A lot of people asking how can i get bank of America cash to withdraw a credit card in my country.

You can apply for a bank of America credit card by going to the Bank of America website, clicking on the Credit card option, and filling in the required details. Also, you can call 1 (800) 732-9194 for customer service.

What is a Bank of America cash withdrawal credit card?

A cash credit card is an advance cash credit card that will provide you a withdrawal of a cash advance when you do not have your savings, or in other words, you borrow dollars against the credit card. In some cases, credit cards have a minimum cash withdrawal limit, and some charge a nominal fee for getting credit card cash.

Best Bank of America Credit card

So basically here is a list of 6 types of credit cards that you can apply for each of which offers a different benefit. 

1. Bank of America® Customized Cash Rewards credit card

 The Bank of America® Customized Cash Rewards credit card is currently offering $200 in online cash rewards and there is no annual fee for cash rewards. If you use the card for online shopping according to your category, you receive a 3% reward for any type of shopping and 2% reward for grocery shopping. 

2. Bank of America® Unlimited Cash Rewards credit card

If you apply and using for the Bank of America® Unlimited Cash Rewards credit card in the next 90 days, you will receive an online cash reward bonus of $200. In addition, you will get 1.5% rewards on all online purchases. And the card has no annual fee, so you can use it without any risk.

3. Bank of America® Travel Rewards credit card

In case you are interested in traveling and looking for a Bank of America® Travel Rewards credit card, you will get 25,000 online reward points worth $250 when you apply for the credit card through the Bank of America® Travel Rewards website. If you purchase travel within 90 days of your new account opening, the card will not charge you any annual fee.

4. BankAmericard® credit card

With the introduction of the 21-month program, there will be no interest charged on purchases for the first 21 months, and a variable APR of 14.99% – 24.99% on balance transfers. The minimum account transfer fee will be $10. Also, there is an annual fee for credit cards.

5. Bank of America® Premium Rewards® credit card

If you spend at least $3000 within 90 days using this card, you will receive 50000 reward points worth $500. You will also receive 2 points for every $1 spent on dining and travel and 1 point for every $1 spent on the website if you use this card in the future. In addition, foreign transactions are not subject to any transaction fees.

6. Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Whenever you spend at least $3000 within the next 90 days, you will receive 30000 online reward points worth $300 for dining and traveling. Also, if you use this card in the future, you will get 1.5 points for every dollar you spend online through the website. The card also has no annual fee.

What is the best Bank of America credit card for Cash withdrawal?

Using my best knowledge and experience, here are the two best credit cards you can use for cash withdrawals.

1. PenFed Platinum Rewards Visa Signature® Card

PenFed Platinum Rewards Visa Signature Card has a 0% transaction fee on all cash withdrawals and a 17.99% cash advance APR with no annual fee for 14 months.

2. DCU Visa® Platinum Rewards Credit Card

There is no annual fee for cash withdrawals with the DCU Visa® Platinum Rewards Credit Card, and there is no annual fee for cash advances with an APR of 13.50% – 18% (V).

How to get a Bank of America cash withdrawal in advance

There are four types of cash withdrawals that Bank of America provides its customers for getting cash in advance.

1. Go to a Bank of America branch

If you wish to withdraw your credit card cash at a branch of American Bank, you must visit the nearest branch and request the money from a bank representative. At the time of cash withdrawal, they will verify your government ID with your credit card, so be sure to bring both when you withdraw cash.

2. Use an ATM

It doesn’t matter if you can’t go to an American Bank branch If you can go to any nearby ATM, which accepts Visa and Mastercard credit cards. To verify the ATM accepts VISA/MASTERCARD, simply look at the ATM’s MasterCard logo. For cash withdrawal at any ATM, you only need the pin for your ATM card 

3. Get a convenience check

Another way to withdraw money from your credit card is with a convenience check; I am sure you think a convenience check is the same thing as a local regular check that you use to withdraw money from your regular account, but convenience checks are not regular checks. Because Bank of America’s convenience checks allow you to withdraw money from your credit card.

If you did not receive a convenience check, you should contact the card issuer and explain your situation.

4. Deposit cash into your checking account

The easiest way to transfer credit card money is to deposit cash into your checking account from your credit card. Simply log in to your online account and click deposit cash. The deposit will take 2 to 3 business days to be processed.

There is a possibility that this feature is not available to all Bank of America customers. If you are not available, it will show you that the transaction cannot be processed because this service is not available at this time.

How to decide whether or not to get a cash advance

Also, while it is easier to take advance money from your Bank of America credit card, it can be a problem if you don’t know where you will spend it.

You can also consider other local personal loans that come with low-interest rates. For a personal loan, you can either go to the bank directly or you can find an online personal loan provider who can assist you.

Another option is to borrow money from family and friends who are willing to lend you money. This is the best way to get a cash advance.

Must Read: 8 Easy Steps for Reopen Etrade Account in October 2022

Bank of America Cash Rewards Credit Card Review

Frequently Asked Question

Conclusion

Overall, this article was about How Can I Get a Bank of America Cash Withdrawal Credit Card in the United States and also how many types of the bank of America credit cards have and how to take advance cash from the credit cards. So please leave a comment if you have any questions about the article.